三元社区×PlasmaAMA实录

感谢大家关注三元社区最新一期的AMA，本期S姐邀请到了PlasmaPay的CEO Ilia Maksimenka?，欢迎Ilia Maksimenka?！

感谢：链闻ChainNews、Winkrypto、Odaily星球日报、PANews、Tokenview、三元资本TernaryCapital 对本次活动的大力支持。

PlasmaPay简介:

PlasmaPay旨在建设面向大众的DeFi，让去中心化金融变得毫不费力，它正在帮助全球数字经济建立去中心化金融服务和基础设施。

目前，PlasmaPay已经推出了去中心化交易所PlasmaSwap。PlasmaSwap包括一套交易工具，将市场分析工具与用户界面相结合，在去中心化环境中提供集中式交易所的功能。套利交易者可以使用PlasmaSwap的Flash Rebalancer工具，在一次交易中将流动性从一个货币对重新平衡到多个货币对，减少时间和Gas费用，PlasmaSwap的基础设施将为交易者提供高效的资金管理，使其盈利能力最大化。

那么让我们再次欢迎PlasmaPay的CEOIlia Maksimenka，然后就开始吧～

So let's welcome again Ilia Maksimenka, CEO of PlasmaPay, and then let's start of today's AMA.

Questions：

1、First of all, please introduce yourself and PlasmaPay project.

首先请您向我们介绍下您自己和PlasmaPay这个项目把～

I'm Ilia, CEO @ PlasmaPay and DeFi platform Plasma.Finance. I have a background in corporate finance, stock exchange and fintech, worked before as a new tech analyst in government, corporates and as a fund manager in a private investment bank. I was a founder of different startups in the financials and AI space from 2010 to 2016. I came to crypto space in early 2013 and started the PlasmaPay project in 2017 with a very skilled team in crypto and security space.

我是Ilia，PlasmaPay和DeFi平台Plasma.Finance的CEO。我有企业融资、证券交易所和金融科技的背景，之前曾在政府、企业担任新技术分析师，并在私人投资银行担任基金经理。从2010年到2016年，我是在金融和AI领域创立了不同的公司。我2013年初来进入加密行业，并在2017年与加密和安全领域的一个优秀团队一起启动了PlasmaPay项目。

PlasmaPay is a global digital payment platform enabling seamless entry into decentralized finance. PlasmaPay provides industry-leading UX, crypto/fiat wallets, and fiat on/off ramp services. Plasma.Finance is PlasmaPay’s Yield optimization platform in DeFi world which aggregate the most popular DeFi protocols from different blockchains. With Plasma Finance you get all the tools and access you need to achieve the most profitable DeFi yields on any protocol.

PlasmaPay是一个全球数字支付平台，能够无缝进入去中心化金融领域。PlasmaPay提供行业领先的用户体验、加密/法币钱包和法币出入金服务。Plasma.Finance是PlasmaPay在DeFi世界中的收益率优化平台，它聚合了不同区块链中最流行的DeFi协议。有了Plasma Finance，您可以获得所有工具和访问权限，以实现任何协议上最有利的DeFi收益率。

2、I believe many of our fans are curious about what is the original intention of creating Plasma Finance and what is the vision and final goal of Plasma Finance?

相信很多小伙伴都很好奇创立PlasmaPay的初衷是什么呢？PlasmaPay的愿景和目标又是什么呀？

Plasma.Finance is designed to make decentralized finance accessible for all, without compromise, for the greater benefit of people just like us. It is the gateway to DeFi on the road to financial liberty. Plasma.Finance offers the freedom to choose how, when, and where to participate in DeFi. It is a toolkit designed to be intuitive enough for everyday users, but with the kind of raw power and flexibility usually only afforded to institutional investors.

It embodies our belief in better finance and better financial services — that they should be decentralized, transparent, censorship-resistant and accessible for all.

Plasma.Finance旨在让所有人都能享受到去中心化的金融，不折不扣的为普通人谋取更大的利益。它是通往金融自由之路上的DeFi门户。Plasma.Finance提供了选择如何、何时、何地参与DeFi的自由。它是一个为日常用户设计的足够直观的工具包，但具有通常只有机构投资者才能获得的原始权力和灵活性。

它体现了我们对更好的金融和更好的金融服务的信念--这些服务应该是去中心化的、透明的、无需审查的，并且人人都能获得。

3、So can you explain to us the relationship between PlasmaPay, PlasmaSwap and Plasma.Finance?

那么可以向我们阐述一下PlasmaPay，PlasmaSwap和Plasma.Finance之间的关系么？

PlasmaPay is a global, digital payment platform enabling seamless entry into decentralized finance. Through the creation of an all-in-one solution for novice and experienced blockchain users alike, PlasmaPay provides fiat on/off ramp services, with high-quality UX, to more than 100,000 cryptocurrency users from over 160 countries via mobile and desktop apps.

Plasma.Finance is PlasmaPay’s DeFi dashboard which aggregate the most popular DeFi protocols from different blockchains and allows users to manage their DeFi portfolio in one simple interface.

PlasmaPay是一个全球性的数字支付平台，能够无缝进入去中心化金融领域。通过为新手和有经验的区块链用户创建一个一体化的解决方案，PlasmaPay通过移动和桌面应用，为来自160多个国家的10万多名加密货币用户提供了高质量的用户体验，提供了法币出入金服务。

Plasma.Finance是PlasmaPay的DeFi仪表板，它聚合了来自不同区块链的最流行的DeFi协议，并允许用户在一个简单的界面上管理他们的DeFi投资组合。

And PlasmaSwap is Plasma’s new advanced decentralized exchange that you can use on Plasma Finance to trade ERC20 tokens and launch new projects.

而PlasmaSwap是Plasma新推出的非常先进的去中心化交易所，你可以在Plasma Finance上使用它来交易ERC20代币和启动新项目。

4、我看近期PlasmaPay?已经推出去中心化交易所 PlasmaSwap，提供专业级别交易工具，那么可以具体阐述一下平台的特点和优势吗？

We know that PlasmaPay has recently launched PlasmaSwap, a decentralized exchange offering professional-grade trading tools, so can you elaborate on the features and benefits of the platform?

Here are some industry-first DEX features of PlasmaSwap:

以下是PlasmaSwap的一些业界首创的DEX功能。

Stop-Loss and Limit Orders. Almost every CEX has this functionality, but almost every DEX doesn’t! But now, you can swap on DeFi with precise entry and exit points, without the need to stay up all night on your computer!

止损单和限价单。几乎每个CEX都有这个功能，但几乎每个DEX都没有!

但现在，你可以在DeFi上用精确的入场点和出场点进行交换，而不需要在电脑上熬夜!

Detailed analytics. Notice how little information DEXs provide to users? PlasmaSwap changes this, giving you real-time data on actual order depths, shifting liquidity and other information on liquidity pools by plugging directly into different DeFi protocols. Isn’t it great to have everything you need to know about efficient capital management, real-time information on yield analytics, helping you make informed choices from the same DeFi dashboard?

详细的分析。注意到DEXs提供给用户的信息有多少吗？

PlasmaSwap改变了这一点，通过直接插入不同的DeFi协议，为您提供实际订单深度、移仓流动性等流动性池的实时数据。从同一个DeFi仪表板上就能了解到关于高效资金管理的所有信息，实时的收益率分析信息，帮助您做出明智的选择，这不是很好吗？

Flash Rebalancer. This is something really special that DeFi users will love. Today, if you want to change liquidity from pool to pool across different providers, you need a minimum of 4 steps to swap out your existing pairs to new pairs. That’s four times the cost and time! Imagine if you could simplify Liquidity Rebalancing in one transaction! That’s exactly what our Flash Rebalancer does!

Flash Rebalancer。这是 DeFi 用户真正喜欢的东西。 如今在不同提供商的资金池之间转换资金，至少需要 4 个步骤才能将现有货币对交转换为新货币对。而 Flash Rebalancer 则可以通过一次交易来实现，可以节省 4 倍的成本和时间；

Plasma Gas Station - No need any more ETH to pay gas fees. It can be really annoying to forget to set aside additional ETH for gas fees, especially if fees rocket! With our Gas Station coming soon, you can pay for transaction fees with other major coins like USDT or PPAY!

Plasma Gas Station --不需要更多的ETH来支付gas费。忘记预留额外的ETH来支付gas费真的很烦人，尤其是在费用暴涨的情况下! 随着我们的gas即将到来，你可以用USDT或PPAY等其他主要币种支付交易费用!

Hyperloop. Everyone in DeFi complains so much about gas fees and we agree! No one should have to pay $100 for a single transaction. So we’re introducing Hyperloop soon to Plasma, which gives you near-instant transactions with zero fees.

Hyperloop，在DeFi，每个人都对gas费抱怨不已，我们也同意! 没有人应该为一次交易支付100美元。所以我们很快就会在Plasma中引入Hyperloop，它让你可以近乎即时地进行交易并且零费用。

5、Why/How did Plasma Finance? evolve into a multi-purpose hyper connector for the DeFi market ?? How did you reach this goal?

PlasmaPay 是如何演变成为一个多功能的超级连接器？这中间是如何实践这一目标的？

We realized the potential for cryptocurrency to even the playing field between big institutions and individuals, and in decentralized finance (DeFi), we envision a means to empower the many.

我们意识到，加密货币有可能在大机构和个人之间平分秋色，在去中心化金融(DeFi)中，我们预想了一种赋能众多人的手段。

PlasmaPay was the first step of a positive contribution to the field. With it, users can now easily purchase a huge number of cryptocurrencies with a range of payment options in over 160 countries, and store it securely in a non-custodial wallet for both mobile and desktop.

PlasmaPay是对该领域做出积极贡献的第一步。有了它，用户现在可以轻松地在160多个国家购买大量的加密货币，并提供一系列的支付选项，并将其安全地存储在移动和桌面的非托管钱包中。

The next step was to gain access to DeFi, through PlasmaFinance. We built it as a universal platform for the most popular DeFi protocols -- financial services and products that are decentralized, transparent, censorship-resistant and accessible for all under one roof.

下一步是通过PlasmaFinance进入DeFi。我们将其打造为最流行的DeFi协议的通用平台--金融服务和产品，这些服务和产品是分散的、透明的、无需审查的，而且所有人都可以在一个屋檐下使用。

We’ve been improving it with every new feature and every new update, designed to cater to the increasing needs of both newcomers and professional traders.

我们一直在改进，不断更新、推出新功能和，旨在满足新手和专业交易者日益增长的需求。

For example, traders are now frequently migrating liquidity across pools and protocols, so we designed Flash Rebalancer to do all these many steps in 1 transaction. Now that gas fees became a problem, we are releasing Plasma Gas Station which makes it possible to pay for gas with a range of currencies including USDT and DAI. For those who’d rather avoid gas fees entirely, our Hyperloop cross-chain bridge allows users to interact with DeFi services on the second layer Plasma blockchain with zero fees at near-instant speed.

例如，交易者的资金现在经常在不同的资金池和协议之间流动，所以我们设计的Flash Rebalancer可以在1次交易中完成所有这些步骤。现在gas费不断增长成为了一个问题，我们将发布Plasma Gas Station，它可以用包括USDT和DAI在内的一系列货币来支付gas费。对于那些宁愿完全避免gas费的人来说，我们的Hyperloop跨链桥允许用户在第二层Plasma区块链上与DeFi服务交互，并以近乎即时的速度交易实现零费用。

Listening to what DeFi users need, understanding their challenges and working to provide solutions, while making things easier and giving people more control, PlasmaFinance has gained a strong and growing following in the space.

倾听DeFi用户的需求，了解他们的挑战，并努力提供解决方案，同时让事情变得更简单，让人们有更多的控制权，PlasmaFinance在该领域获得了很多且不断增长的粉丝。

6、So how do users participate in PlasmaSwap, and how does PlasmaSwap operate? Where is it headed ?

那么用户该如何参与PlasmaSwap呢？PlasmaSwap如何操作？

PlasmaSwap DEX is actually a web application so all you need to use PlasmaSwap is a device that can connect online with an internet browser! Simply visit Plasma.Finance and click ”Connect Wallet” to connect to your any Web3.0 crypto wallet you already own in 1 click!

PlasmaSwap DEX实际上是一个网络应用，所以您使用PlasmaSwap所需要的是一个可以与互联网浏览器在线连接的设备！只需访问Plasma.Finance，点击 "连接钱包"，就可以连接您已经拥有的任何Web3.0加密钱包。只需访问Plasma.Finance并点击 "连接钱包"，就可以在1次点击中连接到您已经拥有的任何Web3.0加密钱包!

If you don’t already have a wallet, you will be prompted to create one -- just follow the instructions on the pop-up prompt.

如果你还没有钱包，你会被提示创建一个--按照弹出的提示操作即可。

Once you’re connected, you can explore the dashboard as you wish and do any number of things:

-Buy crypto(directly with card and/or bank account from supported countries)

-Explorethe available markets from the Decentralized Market tab, searching any token, arranged by market capitalization and price.

-Swapcrypto directly from any connected DeFi protocol or network, also searchable by token and network.

-Participate in Liquidity Pools, filtered by token, network and with real-time analytics including current APY, liquidity and impermanent loss

-Stake PPAY, which is the native token to Plasma.Finance to earn unique incentives at attractive yield rates! Better than any bank savings account;).

-Stake? USDT, DAIand other currency to get a high APY on this assets

-View and Manage your Portfolio, so you can shift liquidity and add/substract from your portfolio as you desire!

建立连接后，用户可以浏览控制中心，根据需要进行下列操作：

- 购买加密货币（直接用otc的渠道购买）。

- 从 "去中心化市场 "选项卡中探索可用市场，搜索任何代币，按市值和价格排列。

- 直接从任何连接的DeFi协议或网络交易加密货币，也可通过代币和网络进行搜索。

- 加入流动性池，按代币、网络过滤，并提供实时分析，包括当前的APY、流动性和无常损失。

- 抵押PPAY，这是Plasma.Finance的原生代币，以诱人的收益率赚取独特的奖励！比任何银行储蓄账户都好；）

- 抵押USDT、DAI和其他货币，同样可以获得高APY!

- 查看和管理您的投资组合，这样您就可以根据自己的意愿转移流动性和增加/减少投资组合!

7、What are the features of PPAY as the original token of Plasma.Finance? How can users access it?

PPAY作为Plasma.Finance?的原始代币具有怎样的功能？用户可以通过怎样的方式获取？

PPAY is designed as the all-in-one DeFi service token, enabling swaps, rewards, liquidity mining, borrowing/lending, staking and governance all via PlasmaFinance. The PPAY token will be used as a bridge between Ethereum, Polkadot, BSC and the zero-fee Plasma blockchain developed in-house.

PPAY被设计为一体化的DeFi服务代币，可以通过PlasmaFinance实现交易、奖励、流动性挖掘、借贷、抵押和治理等功能。PPAY代币将作为Ethereum、Polkadot、BSC和自行开发的零手续费Plasma区块链之间的桥梁。

Currently, you can buy PPAY directly from PlasmaFinance via PlasmaPay with fiat, or swap for it with crypto on DEXs like PlasmaSwap, UniSwap, SushiSwap, 1InchExchange and Mooniswap.

目前，你可以通过PlasmaFinance直接用法币购买PPAY，或者在PlasmaSwap、UniSwap、SushiSwap、1InchExchange和Mooniswap等DEX上用加密货币交换。

If you prefer buying from a regular exchange, PPAY is also available on Bithumb Global, Bilaxy, Hotbit, Coinbene, MXC and Hoo.

UniSwap、SushiSwap、1InchExchange和Mooniswap等DEX上用加密货币交换。

如果你喜欢从传统交易所购买，也可以在Bithumb Global、Bilaxy、Hotbit、Coinbene、MXC和Hoo上获得。

8、What are the long-term goals of PlasmaSwap? Can you tell us about your future plans?

PlasmaSwap的长期目标是怎样的？未来有哪些规划可以向我们透漏一下吗～

We will be continuously innovating and adding new features and tools that would further enable users to have accurate information, more choices, better tools for portfolio management and convenience.

我们将不断创新，增加新的功能和工具，进一步让用户获得准确的信息、更多的选择、更好更便利的投资组合管理工具。

Institutional investors and professional traders also demand the same sophistication and advanced levels of tools and analytics that they will be familiar with on regular exchanges, so we will work towards making these available on PlasmaSwap.

传统交易所提供的工具和分析相对成熟和先进，这也是机构投资和专业交易员所需要的，我们将努力在PlasmaSwap上提供这些服务。

We are constantly developing the infrastructure necessary for this, but will also need to raise the resources and support from partners, users and investors to make this possible.

我们一直在不断地开发实现这些目标所需的基础设施，同时也需要从合作伙伴、用户和投资者那里获得资源和支持，以实现这一目标。

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编译者/作者：老苏-八卦区块链

玩币族申明：玩币族作为开放的资讯翻译/分享平台，所提供的所有资讯仅代表作者个人观点，与玩币族平台立场无关，且不构成任何投资理财建议。文章版权归原作者所有。