BlockbankAMA_CoinHub_91coin.

Guest introduce themselves

嘉宾自我介绍

Guest1：Darren Franceschini, Co-Founder & Chief Operating Officer

嘉宾1:Darren Franceschini, 联合创始人兼首席运营官

Guest2：Anastasija Plotnikova, Co-Founder& Chief Legal Officer

嘉宾2:Anastasija Plotnikova，联合创始人兼首席法律官

Questions：

问题

1、Brief introduction of Blockbank project？

1、Blockbank是一个什么项目，请介绍下？

BlockBank is building a decentralized financial services and infrastructure for Banking 3.0, reaching a wide range of users, from sophisticated funds and cryptocurrency heavy hitters to beginners. With a patented AI technology that will serve as a robo advisor for BlockBank users who wish to participate in CeFi trading or DeFi farming.?It currently has 25,000 + users and a total TVL of $103 million

BlockBank正在为Banking 3.0构建去中心化的金融服务和基础设施，覆盖范围广泛的用户，从成熟的基金和加密货币重量级人士到初学者。拥有专利人工智能技术，为希望参与CeFi交易或DeFi farming的区块银行用户提供机器人顾问。它目前拥有2.5万多名用户，TVL总额为1.03亿美元

2、What are the application scenarios of Blockbank project ?

2、Blockbank项目有哪些应用场景?

We like to call it Fintech 3.0! Our goal in BlockBank is empower our users to use only one app. We will give users centralized custodial wallet with all the features including staking, insurance, lending and custody. Also, wallet has DeFi section where a user never has to provide AML/KYC and can just use our non-custodial wallet with a web3 portal for farming on any chain. Additionally, we will bring in the full banking experience accounts, send and receive fiat, cards and third party offers. Our goal past that is bringing traditional finance into the application as well where the users can trade commodities, stocks and forex. A lot of these partnerships and applications are already in motion.

我们喜欢称之为Fintech 3.0!我们在BlockBank的目标是授权我们的用户只使用一个应用程序。我们将为用户提供集中式托管钱包，包含权益、保险、借贷和托管等所有功能。

此外，钱包有DeFi部分，用户不必提供AML/KYC，可以使用我们的非托管钱包与web3门户，在任何链上养殖。此外，我们将引入完整的银行体验账户，发送和接收菲亚特、卡和第三方报价。我们过去的目标是将传统金融引入到应用程序中，用户可以交易商品、股票和外汇。很多这样的合作关系和应用程序已经在运行中。

3、Compared with similar projects, what are the advantages of Blockbank project ？

3、Blockbank项目与同类项目相比，有哪些优势?

The core difference is patented AI and a carefully designed token economy. AI is a unique internal product that gives us a major competitive advantage – even if other projects develop their own, we will have more datasets and algorithms in place. Additionally, we have a whole full time AI team working from Silicon Valley on AI and integrations. Token economy was designed with the one goal in mind – to benefit our holders, investors and potential new users. It will be done via the generous rewards, referrals rewards and extra APYs for BANK holders.

其核心区别是专利AI和精心设计的代币经济。人工智能是一种独特的内部产品，它给了我们一个主要的竞争优势——即使其他项目开发了自己的项目，我们也会有更多的数据集和算法。此外，我们有一个来自硅谷的全职AI团队致力于AI和集成。代币经济的设计只有一个目标——让我们的持有者、投资者和潜在的新用户受益。这将通过慷慨的奖励，推荐奖励和额外的APYs为银行持有人完成。

4、Blockbank's subsequent development mode and its expectation for the future

4、Blockbank后续发展模式及对未来的展望

At the moment team is working in the two main directions: technical development of the Version2 of the BlockBank application; and licensing/partnerships.

Development team is very busy integrating custodial wallet+AI and adding web3 features.

Legal and management team are working on bringing value adding partners in blockchain and payments/banking space, as well as negotiating with exchanges.

目前团队主要致力于两个方向:区块银行应用的Version2技术开发;和许可/伙伴关系。

开发团队正忙着整合托管钱包+AI，添加web3功能。法律和管理团队正致力于引进区块链和支付/银行领域的增值合作伙伴，并与交易所进行谈判。

Free discussion time：

自由讨论时间:

1、What's the reward for holding bank in BlockBank wallet ？

1、BlockBank钱包中持有银行代币有什么奖励?

BANK token will be an essential part of the application. BANK holders will receive reduced fees, extra staking rewards, higher APYs, better deals on insurance (and other third-party services). Also, they will be able to use all features of AI assistant.

The Bank token economic model was thought through extensively within the internal team and its outside advisors. We wanted to give everyone the ability to have a fair and equitable chance to participate while ensuring there are no major events to see massive declines in price. We have factored into our model also a buy back strategy as we always have to have a big enough reserve to ensure we can provide staking and referral rewards for our users.

银行代币将是应用程序的重要部分。银行代币持有人将获得更低的费用，额外的权益奖励，更高的APYs，更好的保险交易(以及其他第三方服务)。此外，他们将能够使用人工智能助手的所有功能。

银行代币经济模型经过内部团队及其外部顾问的广泛思考。我们希望让每个人都有公平、公平的机会参与，同时确保不会有重大事件导致价格大幅下跌。我们在模型中也考虑了回购策略，因为我们总是需要有足够的储备来确保我们能够为用户提供权益和推荐奖励。

2、What business does BlockBank have with its partners ？

2、BlockBank与合作伙伴有哪些业务?

Our institution partners were chosen strategically. We wanted to ensure that we had a healthy mix between VCs, funds,syndicates and of course community.?We made sure thar our larger institution partners brought more than just money to the table. They bring introductions, influence, exchange listings, licenses and guidance to ensure the success of the token and project.

我们的机构合作伙伴是经过战略选择的。我们想要确保在风投、基金、财团和社区之间有一个健康的组合。我们确保我们的大型机构合作伙伴带来的不仅仅是钱。它们带来介绍、影响、交易所上市、许可和指导，以确保代币和项目的成功。

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编译者/作者：Cat说区块链

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