区块链大型巡回播放第176期“区块链应用未来可期”

银行相关的业务，区块链可以直接应用，比如对账户的反洗钱检查，银行结算等审核业务，现在虽然可以追踪账户的流转，但是涉及利益时候，相关信息会被中心化服务器抹去，区块链的分布式网络结构使得账户的资产、信息等可在各个银行之间共通，当我们需要调查取证不同银行的流水时候，重复性的工作不可避免，分布式网络连通有无，每个网点数据都是全面一致的，节省了大量的人力和物力，实现实时结算和清算的功能。

区块链本身从头到脚，分布式、去中心化、不可更改、可编程等特性，弥补了传统金融机构的不足，分布式、去中心化和不可更改三位一体，缺少一点特性，区块链技术没有存在的价值，去中心化和去中介把第三方完全解放出来，第三方中介机构的运营成本超乎想象，不可更改又体现了信用和真实的写照。可编程可以让区块链应用更加完善，更加开放，有利于用户和项目方去施展自己的才华。

Bank-related business, blockchain can be directly applied, such as anti-money laundering checks on accounts, Bank settlement and other auditing business, now although it can track the flow of accounts, but when interests are involved, the Central Server erases the relevant information, and the distributed network structure of the blockchain allows the assets, information, and so on of the account to be shared among the various banks, when we need to investigate the flow of evidence from different banks, repetitive work is inevitable, distributed network connectivity, each node data are comprehensive and consistent, saving a lot of manpower and material resources, to achieve real-time settlement and liquidation functions.

The blockchain itself, from head to toe, is distributed, decentralized, immutable, and programmable, making up for the shortcomings of traditional financial institutions. Distributed, decentralized, and immutable are a trinity that lacks a single feature, the technology of blockchain has no value, and the decentralization and disintermediation have completely liberated the third party. The operating cost of the third party intermediary is beyond imagination. Programmable blockchain application can be more perfect, more open, conducive to users and project side to display their talents.

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编译者/作者：醉玲珑

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