STD——针对各行业业务特性,打造基于区块链技术个性化行业解决方案

链改是什么？

是对传统企业进行区块链经济化改造。区块链是当前科技浪潮中的焦点之一，综合利用点对点通信、共识机制、加密算法等技术构建了一种新型的分布式IT架构，以集体协商的方式维护一个分布式账本，基于代码化的合约自动化执行各类业务规则，具有防篡改、可溯源、多边互信等优势，能够以较低成本、较高效率促进人们之间的协作，有望为社会的发展赋予新动能。

What is chain reform?

It is the economic transformation of blockchain for traditional enterprises. Blockchain is one of the focuses in the current wave of science and technology. A new type of distributed it architecture is constructed by comprehensive use of point-to-point communication, consensus mechanism, encryption algorithm and other technologies. It maintains a distributed ledger in the form of collective negotiation, and automatically executes various business rules based on coded contracts. It has the advantages of tamper proof, traceability, multilateral mutual trust, etc., and can achieve a lower cost This and higher efficiency promote the cooperation between people, which is expected to give new impetus to social development.

传统企业为什么需要链改?

对传统股份制企业进行区块链经济化改造，让其上链经营，成为区块链经济组织，就是链改。链改为传统公司制企业赋能，是一种供给侧结构性改革。一个标准的区块链经济组织,是分布式自治组织，通过发行Token，凝聚共识，替代传统股份制协作模式，提升了生产力，让参与创造财富的各种利益相关者，都具有组织的长期利益的共治和共享权力，其协作效率会十倍于公司制组织。

Why do traditional enterprises need chain reform?

It is chain reform to transform the traditional joint-stock enterprises into blockchain economic organizations by making them operate on the chain. It is a kind of supply side structural reform that the chain is transformed into the empowerment of traditional corporate enterprises. A standard blockchain economic organization is a distributed autonomous organization. By issuing token, consensus can be reached to replace the traditional joint-stock cooperation mode, which improves productivity, and enables all stakeholders involved in wealth creation to share the long-term interests of the organization, and its cooperation efficiency will be 10 times higher than that of the corporate organization.

盛大公链的链改能带来什么？

企业融资更容易

1.企业上链后，会按标准分配一定TOKEN对标量，上市交易所后，多了一条24小时在线的融资渠道。

2.数据环境健全，涵盖企业工商司法税务资质等基础数据，整合企业主/董高监的消费、物流、信贷等行为数据，纬度更广、覆盖度更高。

3.模型技术先进，经过自有金融业务场景验证的更贴近金融机构需求的模型变量特征和建模服务。

4.为核心企业提供资产整理、智能风控、资产分析、资产匹配、智能投顾等一系列服务，帮助核心企业快速搭建供应链金融相关的业务能力，引入三方金融合作机构，协同服务核心企业上下游中小微客户的支付、融资、结算诉求，加速核心企业供应链管理效能及周转效率，降低企业营运风险及管理成本，助力核心企业改善现金流、降低资产负债率、增加上下游客户粘性，提升核心企业产业链一体化运作效率

消费者有权益分配

消费者或客户购买企业产品或服务后，得到相应的积分，积分转换等量的TOKEN，可得到权益分配

企业与投资者关系更透明

1.资产和财务审计上链后，账本不可作假，投资者对企业经营状况、一目了然。

2.针对金融市场中各类型金融机构，以大数据技术为基础、科技为驱动、客户为中心，提供一体化、数字化和智能化升级。方案包含智能营销、产品创设、投资交易管理、智慧投研、智能风控、及金融科技、资管科技解决方案。

投资者持数权即可交易流通

持有TOKEN相当于持股，只要企业上市交易所，即可随时交易流通。

企业与消费者有资金互动

消费者不仅买到满意的产品或服务，消费者可增持TOKEN，间接投资公司。

主动的业务发展

1.消费者与企业形成互利互惠，消费者购买企业产品和服务更主动。

2.以非常低的时间成本、财力成本，快速连接海量外部场景，丰富商业银行数字化生态体系，将金融服务无缝衔接到客户旅程端到端的相关场景中。在此基础上，盛大公链运用领先的用户全生命周期运营管理方法论从拉新、促活、转化变现及沉睡唤醒等多个关键节点提供系统工具及运营策略，将商业银行的经营重心向以客户为中心转变。

在未来，盛大公链将整合用水、税务、工商、不动产、社保、环保等各类企业政务数据，同时数据能动态更新，实现信用数据真实、准确、有效、及时，有效打破银企双方信任瓶颈，解决企业融资信任问题。平台回采用区块链技术，通过相关信息的上链存储，进而实现数据的不可篡改、数据加密以及信用传递等功能，实现数据的分布式存储和加密，多元采集、互通共享、多方利用，有效解决数据传递时信用不连续问题，为企业数据安全提供保障。此外，平台将打造成为各类企业融资政策的实施平台，导入金融机构实时发布的融资产品，提供增信和风险补偿等服务，智能匹配金融机构对中小企业进行授信，实现线上融资。同事，还有利于政府扶持政策的精准落地和实施效果的整体复盘。

In the future, STD?chain will integrate the government affairs data of water, tax, industry and commerce, real estate, social security, environmental protection and other enterprise government affairs data. At the same time, the data can be dynamically updated to realize the authenticity, accuracy, effectiveness and timeliness of credit data, effectively break the bottleneck of trust between banks and enterprises, and solve the problem of enterprise financing and trust. The platform adopts blockchain technology, through the chain storage of relevant information, and then realizes the functions of data unforgeability, data encryption and credit transmission, realizes the distributed storage and encryption of data, multiple collection, mutual sharing and multi utilization, effectively solves the problem of credit discontinuity during data transmission, and provides guarantee for enterprise data security. In addition, the platform will become an implementation platform for various enterprise financing policies, import financing products issued by financial institutions in real time, provide services such as credit enhancement and risk compensation, intelligently match the credit extension of financial institutions to small and medium-sized enterprises, and realize online financing. Colleagues, it is also conducive to the precise implementation of the government support policies and the overall recovery of the implementation effect.

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编译者/作者：盛大公链

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